Financing & Lease-to-Own Options
Choose an option below and complete the application directly with the provider on its secure website.
Sheffield Financial
Traditional consumer equipment financing. You can check prequalification before continuing with a full application.
Prequalification through Sheffield states there is no impact to your credit score.
Apply on Sheffield FinancialSynchrony
Apply for available Synchrony consumer financing programs through our merchant application link.
Apply on SynchronySnap Finance
An alternative lease-to-own option with a store-specific text-to-apply process.
Clicklease
Designed for business equipment purchases and leasing.
Clicklease may accept the last four digits of an SSN or ITIN in its application.
Apply on ClickleaseAcima
Lease-to-own option. Acima states that an SSN or taxpayer identification number may be used as part of its application requirements.
Lease-to-own is not the same as a loan or traditional financing and can cost more than the cash price.
Apply on AcimaBefore You Apply
Financing, credit, leasing, rates, terms, approvals, and eligibility are determined by the selected third-party provider. Expert Yard & Garden does not make approval decisions and does not guarantee approval. Provider terms and disclosures control.
When you select an application button, you leave the Expert Yard & Garden website and provide information directly to that provider. Review that provider's terms and privacy notice before submitting sensitive information.
Have Us Contact You
Tell us what equipment you're interested in and we'll help you with the next step. Please don't include sensitive financial information in this form.
Privacy Notice
Last updated: November 2, 2026
Expert Yard & Garden respects the privacy of customers and website visitors. This notice describes information collected through our website, how it may be used, and choices available to you.
Information We May Collect
When you contact us or request financing assistance, we may receive information you choose to provide, such as your name, telephone number, email address, equipment interests, approximate purchase amount, purchase type, preferred financing provider, and message.
Financing Applications
Our website may link to independent financing and lease-to-own providers. Sensitive application information—including Social Security numbers, taxpayer identification numbers, banking credentials, dates of birth, and credit application information—should be submitted directly to the selected provider, not through our financing-assistance form. Information submitted on a provider's website is governed by that provider's privacy notices and terms.
How We Use Information
We may use information submitted directly to us to respond to inquiries, assist with product or financing questions, provide customer service, maintain business records, protect our website, and comply with applicable legal obligations.
Sharing
We may share information with service providers that help operate our website or business, when necessary to respond to your request, when required by law, or in connection with a business transaction. We do not state that information submitted directly to a third-party financing provider is received or controlled by Expert Yard & Garden.
Security and Retention
We use reasonable administrative and technical measures appropriate to the information we maintain. No website or transmission method can be guaranteed completely secure. We retain information for as long as reasonably necessary for the purposes described in this notice and applicable business or legal requirements.
Third-Party Financing Providers
Links to financing providers take you to websites operated by those providers. Expert Yard & Garden does not receive or control the sensitive information you enter directly on those application websites. Their privacy notices, security practices, eligibility requirements, and application terms apply once you leave our website.
Your Choices
You may contact Expert Yard & Garden to ask questions about information you submitted directly to us or to request correction or deletion where applicable. Certain records may need to be retained for legal or legitimate business purposes.
Contact Us
For privacy questions, contact Expert Yard & Garden using the contact information published on our website.